Rugemanshuro also disclosed that the institution recorded a net surplus of Rwf 413 billion in 2025, representing a 15.6 percent return on investment.
He made the remarks on January 20, 2025, while appearing before the Parliamentary Standing Committee on Social Affairs
'It has been a long journey to reach where we are today,' Rugemanshuro told MPs.
The Director General noted that RSSB has undergone wide-ranging reforms, including improvements in investment governance, to strengthen the institution's operations.
Rugemanshuro highlighted changes in the way RSSB operates with employers, employees, and beneficiaries, noting that members' contributions have increased alongside benefits paid to beneficiaries.
He added that employers can now access contribution-related information more easily through digital platforms, while the institution has stepped up efforts to recover unpaid contributions.
In 2025, RSSB was owed arrears amounting to Rwf 27.9 billion, including Rwf 16 billion from public institutions and Rwf 11 billion from private entities. During the year, the government paid Rwf 2 billion of the outstanding amount, while private entities settled Rwf 9 billion.
Rugemanshuro assured Parliament that RSSB remains financially sound and capable of meeting its obligations to members.
'I would like to give a strong assurance that RSSB has sufficient capacity to meet its obligations to members at all times in the future," he assured.
He added that the institution's current position reflects the successful implementation of its investment strategy.
RSSB's investment portfolio is diversified across several asset classes. About 40 percent of its assets are invested in fixed-income securities, while 15 percent is held as cash and bank deposits to ensure liquidity and support day-to-day operations and benefit payments.
A further 20 percent is invested in commercial ventures, 14 percent in development-oriented investments aligned with national priorities, and 11 percent in real estate, including housing and land projects.
Rugemanshuro emphasised that RSSB's investment strategy is aligned with Rwanda's development agenda, noting that approximately 95 percent of the institution's investments are located within the country.
IGIHE
