By the end of June 2025, the bank's total assets had risen to Frw 916 billion, reflecting a 12% increase since December 2024. Its loan portfolio expanded by 24% to reach Frw 440 billion.
Almost half of these loans were new, issued mainly through branches across the country, with a large portion allocated to first-time clients, demonstrating the growing confidence customers place in the bank.
Customer deposits also registered growth, rising 12% to Frw 737.7 billion by June 2025. This was largely attributed to branch network expansion and service improvement initiatives.
The bank reported effective cost management, with reduced cost-to-income ratio of 45%.
A substantial share of this spending went toward employee-focused programs, which increased by 27%, reflecting investment in staff training, welfare, and professional development.
According to the bank's Chief Executive Officer, Benjamin Mutimura, the strong performance was the result of customer trust and the bank's continued focus on market leadership, strategic partnerships, and a customer-first approach. He stressed that these priorities had consistently delivered positive results.
In addition to financial growth, the bank underscored its broader social contribution, noting that its initiatives had positively impacted the lives of more than 200,000 Rwandans.
Management emphasized that this progress reflects a commitment to inclusive development and shared prosperity, made possible through strong partnerships, employee dedication, and client loyalty. Looking ahead, the bank reaffirmed its focus on innovation, operational efficiency, and customer-centered growth.
Established in 1963 under the name Banque Commerciale du Rwanda (BCR), I&M Bank Rwanda is the country's oldest commercial bank. It has been listed on the Rwanda Stock Exchange since March 2017.
IGIHE
